Explore mortgage options for primary residences, second homes, investment properties, and refinancing with personalized guidance based on your goals and applicable lender requirements.
Loans by Kelly is a registered fictitious name of Innovative Mortgage Services, Inc. Kelly Figueiredo is a Mortgage Loan Originator, NMLS #1880962, with Innovative Mortgage Services, Inc., Company NMLS #250769.
Loans by Kelly helps homebuyers and real estate investors explore mortgage options for primary residences, second homes, investment properties, and refinancing. Our approach focuses on clear communication, understanding each financing scenario, and helping borrowers navigate applicable documentation, property, lender, and underwriting requirements.
Program availability, eligibility, rates, terms, and requirements vary by borrower, property, lender, and market conditions.
Kelly Figueiredo, NMLS #1880962 | Innovative Mortgage Services, Inc., NMLS #250769 — Florida Mortgage Lender License MLD178 —
(https://www.nmlsconsumeraccess.org/Home.aspx/SubSearch?searchText=1880962)
(https://loansbykelly.net/disclaimer/)
— Equal Housing Opportunity. Loans by Kelly is a registered fictitious name of Innovative Mortgage Services, Inc. This website is intended only for mortgage financing of properties located in Florida. This information does not indicate loan qualification, loan approval, or a commitment to lend.
Mortgage programs vary based on borrower qualifications, property type, occupancy, documentation, and lender guidelines. Loans by Kelly helps clients explore financing options for first-time home purchases, repeat purchases, second homes, investment properties, refinancing, and alternative-documentation scenarios.
Available programs, rates, terms, and eligibility depend on the borrower, property, lender, applicable program requirements, and underwriting review.
Kelly Figueiredo, Mortgage Loan Originator, NMLS #1880962, provides mortgage guidance through Innovative Mortgage Services, Inc., Company NMLS #250769.
She works with first-time homebuyers, repeat buyers, real estate investors, and borrowers exploring alternative-documentation programs. Depending on borrower, property, occupancy, documentation, lender, and underwriting requirements, available mortgage options may include conventional, FHA, VA, USDA, jumbo, condo, construction, refinance, investment-property, ITIN, foreign national, and other eligible programs.
Support is available in English, Portuguese, and Spanish. Kelly’s approach focuses on clear communication, understanding financing goals, and helping borrowers navigate the mortgage process from initial scenario review through secure application and closing.
Mortgage Loan Originator
NMLS #188096
“Clear guidance for your mortgage goals.“
Kelly Figueiredo, Mortgage Loan Originator, NMLS #1880962, provides mortgage guidance through Innovative Mortgage Services, Inc., Company NMLS #250769.
She works with first-time homebuyers, repeat buyers, real estate investors, and borrowers exploring alternative-documentation programs. Depending on borrower, property, occupancy, documentation, lender, and underwriting requirements, available mortgage options may include conventional, FHA, VA, USDA, jumbo, condo, construction, refinance, investment-property, ITIN, foreign national, and other eligible programs.
Support is available in English, Portuguese, and Spanish. Kelly’s approach focuses on clear communication, understanding financing goals, and helping borrowers navigate the mortgage process from initial scenario review through secure application and closing.
Mortgage Loan Originator
NMLS #1880962
“Clear guidance for your mortgage goals. “
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