Your Home Financing Journey in the U.S. Starts Here

With licensed mortgage guidance and personalized support, we simplify the loan process and help you secure the right mortgage solution with confidence.

WHO WE ARE

Achieving your home financing goals in the U.S. is closer than you think.

At Loans by Kelly, we are a licensed mortgage advisory firm focused on helping clients navigate the U.S. mortgage process with clarity, strategy, and confidence. Our role is to simplify loan decisions and guide you through every step, from pre-qualification to closing.
We act as a trusted partner, ensuring a clear and secure path to the right mortgage solution for your needs.

OUR MISSION

Where We Serve

Image of a map of the United States showing the states we work in. The states marked on the image are: WA, OR, CA, ND, CO, TX, LA, NE, IA, MI, OH, PA, MD, NJ, CT, MA, NH, RI, VA, NC, SC, GA, TN, FL.

Commercial Loans Up to 48 States

OPPORTUNITY SECTION

Take Advantage of Today’s Mortgage Opportunities

The U.S. mortgage market continues to offer strong opportunities for qualified borrowers, with competitive interest rates, diverse loan options, and streamlined approval processes.
Today, borrowers have access to a wide range of mortgage products, including programs for first-time homebuyers, investors, and those using alternative documentation. With proper guidance, securing a U.S. home loan can be both efficient and strategic.
In contrast, many international markets face higher interest rates and limited financing flexibility. The U.S. mortgage system remains one of the most structured and accessible in the world.

Quality of Life & Financial Security Through Smart Financing

Many families and investors choose U.S. markets because of the combination of financial stability, structured lending systems, and long-term growth potential.
With the right mortgage strategy, borrowers can benefit from predictable payments, long-term financing options, and access to programs that support both primary residences and investment goals.

More Options. Better Mortgage Solutions.

The Right Loan for Every Scenario

With over a decade of experience in the U.S. mortgage industry, Loans by Kelly offers a personalized, strategic approach to home financing, grounded in trust, expertise, and proven results.

We specialize in serving first-time homebuyers, real estate investors, and clients who require alternative documentation solutions. Through access to over 100 lending partners, we identify the most effective mortgage option for each unique scenario.

As a trilingual mortgage advisor (English, Portuguese, and Spanish), Kelly Figueiredo understands the complexities faced by both U.S. and international borrowers. From traditional and government-backed loans to Non-QM, DSCR, and investor programs, we provide clear guidance and confident support at every stage — from pre-approval through closing.

By combining fast turnaround times, advanced digital tools, and hands-on consultative service, we simplify the mortgage process while keeping your goals at the center of every decision.

KELLY FIGUEIREDO

Mortgage Specialist

NMLS# 1880962

“Avoid delays, headaches, and getting outbid. Faster pre-approvals and closing in under a week ARE achievable”

a photo of Kelly

More Options. Better Mortgage Solutions.

The Right Loan for Every Scenario

With over a decade of experience in the U.S. mortgage industry, Loans by Kelly offers a personalized, strategic approach to home financing, grounded in trust, expertise, and proven results.

We specialize in serving first-time homebuyers, real estate investors, and clients who require alternative documentation solutions. Through access to over 100 lending partners, we identify the most effective mortgage option for each unique scenario.

As a trilingual mortgage advisor (English, Portuguese, and Spanish), Kelly Figueiredo understands the complexities faced by both U.S. and international borrowers. From traditional and government-backed loans to Non-QM, DSCR, and investor programs, we provide clear guidance and confident support at every stage — from pre-approval through closing.

By combining fast turnaround times, advanced digital tools, and hands-on consultative service, we simplify the mortgage process while keeping your goals at the center of every decision.

KELLY FIGUEIREDO

Mortgage Specialist

NMLS# 1880962

“Avoid delays, headaches, and getting outbid. Faster pre-approvals and closing in under a week ARE achievable”

What Our Clients Are Saying

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FREE Home Purchase Qualifier

Do you know how much home you can afford? Take the first step by getting pre-approved here for FREE!

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