Loan Options

When it comes to financing, we offer a comprehensive range of mortgage solutions, so you can choose the option that best fits your needs.

Explore some of the loan options we offer below.

Loan Options

Explore mortgage options that may fit your goals. Program availability, documentation, qualification and property requirements vary by borrower, property, lender and applicable guidelines.

DSCR

Investment property financing that may use property rental income as part of the qualification analysis. Program requirements vary by property, borrower, lender and underwriting guidelines.

USDA

Government-backed mortgage financing for eligible borrowers purchasing qualifying properties in designated areas. Income, occupancy, location and other program requirements apply.

VA

Mortgage financing for eligible veterans, active-duty service members and certain qualifying surviving spouses, subject to VA eligibility and lender guidelines.

ITIN

Mortgage options for eligible borrowers who use an Individual Taxpayer Identification Number (ITIN) instead of a Social Security Number. Documentation and qualification requirements vary by lender and program.

Construction

Financing for eligible borrowers building or substantially renovating a property. Loan structure, draw schedules, builder requirements and permanent financing options vary by program.

Commercial

Financing for eligible commercial and business-purpose real estate transactions, including purchases and refinances. Property, documentation and qualification requirements vary by lender.

Self-Employed Loans

Mortgage options for self-employed borrowers whose income documentation may differ from traditional W-2 borrowers. Accepted documentation and qualification requirements vary by lender and program.

Mortgage Refinance

Refinancing options for eligible homeowners seeking to restructure an existing mortgage or access available equity. Terms, costs and qualification depend on the borrower, property, lender and market conditions.

FHA Loans

Government-insured mortgage financing for eligible homebuyers, subject to FHA and lender requirements. Credit, occupancy, property and other qualification guidelines apply.

Conventional Loans

Mortgage financing not insured or guaranteed by a government agency, with options that may be available for eligible primary residences, second homes and investment properties. Requirements vary by lender and program.

Jumbo Loans

Mortgage options for eligible borrowers financing properties above applicable conforming loan limits. Qualification, documentation, reserves and property requirements vary by lender and program.

Condo Loans

Mortgage options for eligible condominium purchases and refinances, subject to borrower qualification, project review, property eligibility and lender guidelines.

Foreign National Loans​

Mortgage options for eligible non-U.S. residents purchasing or refinancing residential real estate in Florida. Documentation, asset, occupancy and property requirements vary by lender and program.

Down Payment Holding You Back?

You may have assistance or grant options available based on your location, income, property type, and program guidelines. Start with a quick review and see what options may fit your path to homeownership.

Disclaimer: Program availability, terms and eligibility are subject to borrower qualification, property eligibility, documentation, lender and underwriting guidelines. This information is for general informational purposes only and does not constitute a commitment to lend, prequalification or preapproval.

Understanding the Mortgage Process

3 Simple Steps to Start Your Mortgage Review

Schedule a Mortgage Consultation

We begin with a conversation to understand your home financing goals and general mortgage needs.

Explore Your Mortgage Options

We review mortgage options based on your goals, property type, occupancy, documentation profile, and applicable lender guidelines.

Start Your Secure Mortgage Review

Submit a secure application to begin the mortgage review process. Any preapproval requires applicable documentation and underwriting review.

Mortgage Scenario Review

Answer a few general questions so we can identify mortgage programs that may fit your goals. Do not enter a Social Security number, date of birth, bank-account information, exact financial records, wire instructions or other sensitive information. This questionnaire is not a mortgage application, prequalification, preapproval or commitment to lend. Program options are subject to borrower, property, documentation, lender and underwriting requirements.