Foreign National mortgage programs may provide purchase and refinance options for eligible non-U.S. citizen borrowers. International income and assets may be considered depending on the lender and program. Eligibility, documentation, property, occupancy, reserve, and underwriting requirements vary by borrower, lender, and program.
Foreign National mortgage programs may be available to eligible borrowers purchasing or refinancing residential real estate. Program requirements vary by lender and may consider factors such as property type, occupancy, income and asset documentation, reserves, borrower residency status, and underwriting requirements.
Foreign National mortgage options may be available to eligible non-U.S. citizen borrowers. Eligibility requirements vary by lender and program and may depend on residency or visa status, income and assets, property type, occupancy, documentation, and underwriting guidelines.
Depending on lender and program requirements, eligible property uses may include second homes, vacation properties, and residential investment properties. Occupancy and property-use requirements vary by transaction and program.
Mortgage options may be available to eligible borrowers residing outside the U.S. Income, asset, residency, documentation, and underwriting requirements vary by lender and program.
Mortgage options may also be available to eligible non-U.S. citizens residing in the U.S., depending on applicable residency or visa status, lender guidelines, documentation, and program requirements.
Use our mortgage calculator for general planning purposes. Results are illustrative estimates only and do not constitute a rate quote, prequalification, approval, or commitment to lend.
While requirements vary, most Foreign National Mortgage applications require:
Confidential financial documentation must be submitted through the secure mortgage application portal and should not be sent through this website or by email.
Explore mortgage options that may be available to eligible foreign national borrowers and international real estate investors.
3 Simple Steps to Start Your Mortgage Review
We begin with a conversation to understand your home financing goals and general mortgage needs.
We review mortgage options based on your goals, property type, occupancy, documentation profile, and applicable lender guidelines.
Submit a secure application to begin the mortgage review process. Any preapproval requires applicable documentation and underwriting review.
