Yes. We offer Bank Statement Loans that use 12–24 months of income deposits instead of W-2s or tax forms.
Yes, most loan types (FHA, Conventional, etc.) allow gift funds from family or employers. Proper documentation is required.
Closing costs typically range from 2%–6% of the loan amount and include appraisal, title, escrow, and lender fees. Some can be financed into the loan.
Absolutely. We offer Rate-and-Term, Cash-Out, and FHA/VA Streamline refinance options — even with limited income or equity.
Yes — under specific circumstances, such as a job relocation 100+ miles away or needing more space for a growing family.
You may qualify for a VA Loan with $0 down, no PMI, and flexible credit terms. We also assist with COE (Certificate of Eligibility) and VA IRRRL refinancing.
Yes! USDA Loans are designed for rural or suburban properties and offer $0 down with low fixed rates.
Yes. The FHA 203(k) loan lets you combine the purchase and renovation into a single mortgage — great for fixer-uppers.
We’re here to help. Reach out in English, Portuguese, or Spanish and speak directly with a licensed mortgage advisor.
