Foreign National Mortgage Loans are designed for non-U.S. residents who want to finance residential or investment property in the United States. These programs allow qualified borrowers to use international income and assets, without requiring U.S. residency or a Social Security Number.
Flexible terms • Competitive rates • Streamlined underwriting
The United States remains one of the most attractive markets for global real estate investment due to financing accessibility and long-term stability. Foreign National Mortgage programs offer:
Foreign National Mortgage Loans are available to:
U.S. citizenship, Green Card, or U.S. tax history is not required.
Foreign National loans are intended for:
propertiesBorrowers may occupy the property during permitted stay periods, as long as the property is not classified as a primary residence and complies with visa regulations.
Applicants living outside the U.S. may qualify using foreign income documentation, bank statements, and proof of residence in their home country.
Applicants residing in the U.S. may qualify using valid visas, work authorization, or other lawful presence documentation.
Foreign National Mortgage programs typically include:
Loan structure and requirements are determined by lender guidelines and risk assessment.
Always consult a licensed loan advisor to get pre-qualified and understand current conditions.
Use our mortgage calculator to get a payment estimate based on purchase price, down payment, and loan terms.
While requirements vary, most Foreign National Mortgage applications require:
Explore financing options designed for non-U.S. residents and international investors.
3 Simple Steps to Get Pre-Approved with Confidence
We begin with a quick conversation to understand your goals, review your financial situation, and identify the best loan options for you.
We match you with the right loan option, whether you’re a first-time homebuyer, investor, self-employed borrower, or using alternative documentation.
Submit your application and receive a fast, no-obligation pre-approval, so you can move forward with confidence.
