Loan Options

When it comes to financing, we offer a comprehensive range of mortgage solutions, so you can choose the option that best fits your needs.

Explore some of the loan options we offer below.

Loan Options

DSCR

An investor loan that qualifies based on the property’s rental income, not personal income. Ideal for investment properties and short-term rentals.


USDA

A government-backed mortgage for eligible rural and suburban areas, offering 100% financing and low interest rates.

VA

A zero down payment loan for U.S. military veterans and eligible spouses, backed by the Department of Veterans Affairs.

ITIN

Mortgage options for borrowers without a Social Security Number, using an Individual Taxpayer Identification Number (ITIN).

Construction

Financing designed to build a home from the ground up, with options to convert to a permanent mortgage.

Commercial

Loans for commercial real estate and business properties, including purchase, expansion, or refinance.

Self-Employed Loans

Ideal for self-employed borrowers, qualifying with 12–24 months of bank statements instead of tax returns.

Mortgage Refinance

Replace your current mortgage with better rates, lower payments, or cash-out equity.

FHA Loans

A government-insured loan with lower credit requirements and low down payment options, ideal for first-time buyers.

Conventional Loans

A non-government-backed mortgage offering flexible terms and competitive rates for qualified borrowers.

Jumbo Loans

Designed for high-value properties that exceed conventional loan limits, offering flexible terms for luxury homes.

Condo Loans

Financing options for condominiums, subject to project approval and lender guidelines, for primary homes or investments.

Foreign National Loans​

Mortgage solutions for non-U.S. residents, allowing you to finance U.S. real estate using international income and assets.

Understanding the Mortgage Process

3 Simple Steps to Get Pre-Approved with Confidence

Schedule a Free Consultation

We begin with a quick conversation to understand your goals, review your financial situation, and identify the best loan options for you.

Build Your Mortgage Strategy

We match you with the right loan option, whether you’re a first-time homebuyer, investor, self-employed borrower, or using alternative documentation.

Apply & Get Pre-Approved

Submit your application and receive a fast, no-obligation pre-approval, so you can move forward with confidence.

FREE Home Purchase Qualifier

Do you know how much home you can afford? Take the first step by getting pre-approved here for FREE!

If applying with a co-borrower, please provide their:

Income

Real Estate

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Liabilities

Assets

Declarations

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